Chapter 7 

The most commonly used form of bankruptcy, Chapter 7, provides honest debtors who have limited financial means with a fresh start by eliminating many of a debtor’s most common financial obligations such as medical debt, credit card debt, past due utilities, payday loans, back rent, auto accidents, amounts owed on repossessed vehicles, and judgments through the discharge (which is generally granted at the end of the case)

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Chapter 7 Bankruptcy will Help You:

• Eliminate most/all debt obligations

• Stop harassing phone calls

• Stop garnishments

• Prevent utility shut off

• Restore disconnected utilities

• Obtain a fresh start

• Keep your property

• Keep your driver’s license